Your brand from start to finish
The payment page runs under your domain with your name, so users see your business, not ours, while they pay.
Services
Bank payouts in India through a single API
Send money to bank accounts in India over IMPS and NEFT from your own system through one payout API.
Every setup starts with a written scope of what we will configure and operateThe channels we run are operated around the clockCommunication is Telegram-first, with email available for anything that needs to be on recordYour brand, domain and merchant accounts remain yours
Who this is for
For businesses that need to pay out to users or partners in India from the same channel they collect through.
What is included
- Payout API for transfers to bank accounts in India
- IMPS and NEFT rails through the accounts you connect
- Status updates for each payout request
- Payout records visible in the panel
- Operations support for pending or failed transfers
Why work with us
You keep the accounts, we run the technology
You bring the merchant accounts and keep the customer relationship. We provide and operate the APIs, page and panel around them.
Pay-in and payout in one channel
UPI collections and IMPS/NEFT payouts for India are set up together, so money in and money out sit in one system and one panel.
Built for resellers
The multi-tenant panel keeps each merchant separate while giving you one view across all of them.
Telegram-first, around the clock
Operations run 24/7 and your team talks to us directly on Telegram, with email available for written records.
How it works
First message
You tell us on Telegram or by email which markets you need and whether you need pay-in, payout or both.
Scoping
We go through your merchant accounts, domain and requirements and agree a written scope.
Setup and testing
We configure the APIs, branded payment page and panel, then test transactions with your team.
Launch
The channel goes live under your brand on your domain.
Ongoing operations
Our team runs the channel 24/7 and handles your queries over Telegram.
Frequently asked questions
Which payout rails are supported in India?
Payouts to bank accounts in India run over IMPS and NEFT through the payout API. Which rail is used for a given transfer, and any limits, depend on the merchant accounts you bring and the banks behind them, so we confirm this during scoping.
Can we track each payout?
Yes. Each payout request returns a status through the API, and the record is visible in the panel for your team. Pending or failed transfers are followed up with our operations team over Telegram, so you are not left guessing about a payment.
How do I start?
Send a message on Telegram to @zfxt5 or email admin@centabalpay.com with a short description of your business, the countries you need and whether you need pay-in, payout or both. We reply with questions and then a written scope of what we would set up.
How quickly do you reply?
Telegram is our main support channel and operations run around the clock, so messages are read at any hour. We do not promise a fixed response time on this website; if you need defined response times, they are agreed in writing as part of the engagement.
What should I prepare before contacting you?
It helps to know which markets and payment methods you need, the merchant accounts you plan to connect, the domain the payment page should run on, your expected transaction patterns and who on your side will handle integration. Missing details are fine; we work through them during scoping.
How do engagements work?
We start with scoping, agree the setup in writing, configure the channel under your brand, test it with your team and then operate it. Pricing and commercial terms are discussed directly and depend on the setup, so they are not published on this site.
Who owns what?
You keep your brand, domain, merchant accounts, customer relationships and regulatory status. We provide and operate the technology: APIs, branded payment page, reseller panel and operations. Rights to data and configuration are set out in the agreement we sign with you before launch.
Are you a licensed payment aggregator?
This website does not claim any licence or regulatory approval. Licences, approvals and obligations such as Reserve Bank of India payment aggregator rules, KYC and AML stay with you and your account providers. Ask us directly about our own registrations and we will answer in writing.
Other services
White-label payment gateway setup and operation
We set up and run a payment channel under your brand for India and regional markets. You bring the merchant accounts; we run the technology.
Learn more →UPI pay-in API
Collect payments from users in India over UPI through one API, on a payment page that carries your brand.
Learn more →Branded payment page on your domain
A hosted payment page that runs under your own domain and brand, so users never see a third-party name while they pay.
Learn more →Multi-tenant reseller panel
One panel to manage several merchants, each kept separate, with its own transactions and access.
Learn more →24/7 payment operations
A team that runs your payment channel around the clock and answers transaction questions over Telegram.
Learn more →Ready to talk?
Tell us what you are working on. We reply with concrete next steps, not a sales pitch.